Make a resolution to save for college with Florida Prepaid

Disclosure: This post is sponsored by the Florida Prepaid College Board, through my role as a Believer Blogger.  Open enrollment for the Florida Prepaid College Plan is now here! From October 15, 2017-February 28, 2018 you can enroll your child(ren) in the Florida Prepaid College Plan

 

 Use the code Meta1718 to save $25 on your application fee.

Where did you earn your undergradute degree? I think I've mentioned it before, but I graduated from Eckerd College, which is located in St. Petersburg, Florida. I truly went to college in paradise. I mean look at this view. The red circle is where I lived on campus. Pretty amazing, right? 

                         

And my education was just as amazing as my views. But neither was cheap. Granted, this is the current tuition prices, but if memory serves me correctly, tuition was around $30,000 back in the 1990's. Again, as I've discussed in previous posts, tuition and room/board are SEPARATE costs at nearly all colleges and/or universities. 

                               

Dorm costs are below. I lived in Nu, which has an annual cost of $7,066.

                                             

Meal plans costs aren't cheap either. Let's just say $5,500 per year for food.

                                          

And then of course, you have student fees, and activity fees, so by the time you add it all up, you're looking at a whopping $54,750 PER YEAR. More if you went with a different dorm choice, like I did. 

At the end of your 4 year undergraduate program you will have spent $219,000. Granted, there are a TON of scholarships available. But you need to know where to look. And not everyone qualifies. Many scholarships are need based, and I'll be honest. My parents made too much money for me to get any need based aid, and we make too much money (at this point in our lives) for our kids to qualify for any need based aid. But my parents didn't believe in handing over money for my education. I was the FIRST person in my family to go to college, and I had to figure out how to pay for nearly all my education on my own. It wasn't pretty. I took out student loans, and I did receive some academic based scholarships. But I financed most of my education on plastic. That's right, folks. Credit cards. Thankfully my husband and I had several opportunities where we earned large sums of money, and we paid off all my student loans (those from Eckerd, and those from my advanced degrees) about 10 years ago.

Student loan debt is a significant issue in our country. The average student is graduating with at least $29,000 in loans. At least. That means (in my mind) minimum. I graduated with much much more than that.

It can be very daunting to leave the safety and security of college, and head out into the "real world" owing a significant amount of money. 

But as parents there is something we can do to help our kids. And that's to invest in the Florida Prepaid College Plan.  Funds invested into the Florida Prepaid College Plan can be used AT ANY COLLEGE. And while I may not have been able to save up enough to pay for ALL their room/board, they will have a significant advantage having their tuition covered. And I'm feeling pretty confident Haley will get a music scholarship, and I can move all 3 prepaid accounts around to benefit my other kids, etc...so I'm feeling good that my kids won't graduate with over $29,000 in student debt. 

 But for those of you who are still on the fence about enrolling in a Florida Prepaid College Plan, let me break it down for you a little bit. 

Easy online application

Plans are guaranteed by the state of Florida

Prices are locked.

Tuition {and most fees} covered

Plan payments can never increase

No tuition inflation

Flexible Peace of mind

 Use the code Meta1718 to save $25 on your application fee.

Research has proven time and time again that graduating with a Bachelor's degree significantly increases your earning potential. But let's be smart about it. Let's make sure that we are allowing our kids to graduate being able to earn more, but OWE LESS!

Did you graduate with a significant amount of student debt?

 

 

Mobile Hotspot Makes Traveling Easier

Last month I ventured with the #TampaTrio over the river, and through the woods, and through the mountains, to visit my mother in North Carolina. Traveling with 3 kids (and a dog) is never easy. My SUV has a built-in DVD player, so in past road trips, I have allowed the kids to watch DVD's and me, as their driver, is stuck LISTENING to whatever movie they are watching. Do you know how many times I have listened to the movie version of The Hunger Games or Jurassic Park? More times than I can count. That also means that I can't listen to my beloved audiobooks, because the kids are using the car speakers to listen to their movie. Sigh.

Well, that all changed this road trip. Through an opportunity graciously offered by AT&T and the Tampa Bay Bloggers I volunteered to review the Nighthawk LTE Mobile Hotspot Router. People, listen up! This little device was life changing.  During our entire road trip (which is the blue line on the map below) we NEVER lost WiFi. NEVER. Not once.

                                                           

It made the drive so much better for all of us. Well, I don't think the dog cared one way or the other, but for me it was amazing! I was able to listen to my audiobook (Origin, by Dan Brown in case you're curious) and the kids were all able to watch their own shows on their own devices. There was no fighting (in the car.....) and I did not have to suffer through another long ride of listening to the same DVD's over and over and over. The Nighthawk LTE allows for up to 20 devices to be connected AT THE SAME TIME!! 20!! The most we ever had was 4.

Ella certainly understood the importance of the Nighthawk LTE Mobile Hotspot! Check out her Instagram post below! LOL.