19. February 2017 11:12
You don't want to miss out on the reduced application fee for the Florida Prepaid College Savings Plan!! Depending on how many children you have, this can be a very significant savings. I have three kids. But you already know that. And you already know that I have Florida Prepaid accounts for all 3. You also know that my husband and I have worked very hard to pay those accounts off in full.
But what would happen if our family decided to move out of state (say to North Carolina) but the kids decided that they wanted to come back to attend college in Florida? Would we lose all that money? The answer is NO. But not only that, the kids (or their parents, cough cough) would be billed at in-state tuition rates when using their plan at a Florida college or state university. That's pretty huge in my mind. With so much that Florida has to offer, it wouldn't surprise me if the kids wanted to come back here to go to college (of course, that's provided we ever move out of state, which who knows?!?!)
But it does give me a great deal of comfort knowing that the kids can always come back to Florida and receive Florida tuition rates, which is a HUGE savings. Plus you can save MORE when you enroll your kids by FEBRUARY 28.
Use Promo CodeBLOG1617 and save 50% off your application when you enroll. For more information, visit www.myfloridaprepaid.com.
31. January 2017 14:18
How is it already the end of the first full week of February? I just can't even wrap my brain around how quickly this school year has gone by.
What really hit home for me was that last week I registered the #TampaTrio for a week at a speciality summer camp of their choosing. They'll all attend a traditional summer camp, but each year we allow them to each pick one week away from home. Consistently the girls have always picked a week at Girl Scout Camp. But this year, this year is something new for them, and it really shows me that they are growing up and becoming their own unique little people with huge ideas and an eye towards the future.
I know I mentioned that my oldest daughter, 7th grade Haley qualified to take the ACT as part of the Duke TIP program. We received her scores last month and YES she scored high enough to attend one of the Duke Summer Programs. It's a 3 week residential program at Rollins College. She was most interested in the program From Wonderland to Hogwarts which is a creative writing program. But as we sat and discussed her options, she decided that she'd rather attend BAND CAMP!! Yes, band camp. After lots of research she (we) decided on the music program offered at Stetson University.
My sweet little flautist. She has really come into her own this year and I am so proud of her.
And my Ella girl, she decided that she wanted to go to my Alma Mater, Eckerd College and attend their Summer Science Splash program!
Ella's choice of camp took me by surprise. I know she enjoys science, but to attend a week long science camp? I didn't think she had it in her. I thought for sure she'd be much more interested in attending a drama or modeling camp. I'm proud of her for stepping outside her comfort zone and giving something new a try.
And we're still working on choosing the right camp for Ronin. Last year he did an ID Tech program and he LOVED it!! But it's the same program this year, and ugh. I don't think I can handle another summer of MINECRAFT!! So I'm the hunt for the perfect camp for Ronin.
So as I sit here and reflect upon how much academic and personal growth my trio have made, I can't help but shake my head in awe and disbelief. Are they perfect students? No. Do they often forget to turn in assignments or study for a test. Yes. But I really try to let them know that these are the years (middle school) where they can feel safe to "fall forward." Now is the time where I am trying to teach them about good study habits and work ethics.
It's not going to be too long before they head off to college. I've talked about it many times on the blog, but I'm so happy we did the Florida Prepaid College Plan for all 3 kids.
I have no idea what path in life they will travel, but I'm happy to know that I have provided them with the tools to get there.
There are so many benefits to starting a Florida PrePaid Plan. With the years flying by as quickly as they are, don't put off starting a Florida PrePaid Plan for your kids!
Florida Pre-Paid Open Enrollment ends February 28. Use Promo Code BLOG1617and save 50% off your application when you enroll. For more information, visit www.myfloridaprepaid.com
28. October 2016 13:21
This post is sponsored by the Florida Prepaid College Board through my role as a Believer Blogger. All thoughts and opinions are my own.
Open enrollment for Florida Prepaid College Plans started October 15th and will continue through February 28th, 2017.
The #TampaTrio all have Florida Prepaid accounts, I've discussed that many times on the blog. I've also discussed how the plan can be transferred if one of the kids decides to go to an out-of-state school or heck, maybe no college at all.
But recently I've begun thinking more about what we would do if one of the kids showed great academic promise our Florida Prepaid wasn't enough. And if she/he was able to get a scholarships/grants would that really be enough?
I would really like to be able to help my kids graduate from college debt free. Did you know that students who earned a bachelor’s degree in 2015 left school with an average of $28,100 in debt. That's a lot of money. I know it. I lived it. Had it not been for some wise financial decisions I would still probably be paying off my own student loans rather than being able to save for my kids. And I did have scholarships and grants. But it wasn't enough (though the fact that I earned multiple advanced degrees might have something to do with it too, but we won't go there ).
As my oldest daughter is now nearly 1/2 way through her middle school years, and her academic talent is beginning to emerge. Last year in 6th grade she earned a perfect score on the ELA (English Language Arts) State Assessment Test. That score triggered Duke University to invite her to take the SAT or ACT as a 7th grader. No pressure. Just to see how she does. We chose the ACT over the SAT because I took the ACT back in the day. I scored a 32, cold. No test prep. One and done.
But here's the thing. Students with the highest scores may be eligible to receive a scholarship to attend TIP’s Center for Summer Studies!! And by highest scores I mean the top 5 percent of academically talented students in their grade level.
And just check out the courses they offer!
If she qualifies and gets a scholarship, we can afford to pay the difference and send her. But that's a 2 week summer program. Not a 4-year degree. And she's not my only kid.
I also have Ronin who is showing a lot of skill with computer programming. He was able to spend a week this past summer living in a dorm on a college campus and coding coding coding. He had the time of his life. But again, a 1-week summer program. Not a 4-year degree. And I still have one more kid.
Ella's first year in Middle School has been good. She's making friends, she's learning how to manage her time. And she tried out, and was awarded a part in the school play. She is dramatic, and funny, and wants to be an actress when she grows up. She's passionate and determined and when she sets her mind to something she is unstoppable. Perhaps this summer she will want to attend a unique theater camp. I can do that. But what if she wants to attend The Julliard School? Yearly tuition is currently $41,310.
The #TampaTrio are curious little people. And curiosity makes learning more effective and enjoyable.
I want to foster that little bit of weirdness that is inside each of them as they travel on their life path.
How am I going to do that?
i want to open a Florida 529 Savings Plan.
From their site "The funds in your Florida 529 Savings Plan can be used for any qualified higher educational expense, including tuition, room & board, textbooks, graduate school and much more. This gives you extreme flexibility to use the funds as you see fit, for whatever your child may need. And should those needs change during his/her college years, you’re free to adjust as well."
A 529 Plan will help me to pay for all those summer academic excursions and (if needed) additional expenses not covered through their current Florida Prepaid plans.
Are you fully prepared? Are you ready to open plans for your kid(s)?? If you open an account no later than February 28, 2017, you can save 50% off the application fee!! The promo code will save you $25.
Promo Code: BLOG1617
Open Enrollment period (Oct. 15 through Feb. 28), is NOW and prices are low!
in addition to the 529 plans there are other options available too!
2-Year Florida College Plan
4-Year Florida College Plan
2+2 Florida College Plan
4-Year Florida University Plan
And there is also a new plan available! The Florida Prepaid College 1-Year Florida University Plan. You can purchase one year, or 30 credit hours, at a time according to your budget and timeline, without feeling the pressure of having to buy all four years at once. The plan also allows multiple purchasers to buy a plan for the same child. So now you can team up with other family members to help pay for your child’s higher education. For example, let Grandma and Grandpa buy one year and you purchase another. A child can have up to four 1-Year Florida University Plans.
Learn more about Florida Prepaid College Plans in this video.
Follow Florida Prepaid College Plans on Facebook, Twitter, and YouTube to stay up to date with information on not only the scholarship program and open enrollment but get tips on college and more.