Make a resolution to save for college with Florida Prepaid

Disclosure: This post is sponsored by the Florida Prepaid College Board, through my role as a Believer Blogger.  Open enrollment for the Florida Prepaid College Plan is now here! From October 15, 2017-February 28, 2018 you can enroll your child(ren) in the Florida Prepaid College Plan

 

 Use the code Meta1718 to save $25 on your application fee.

Where did you earn your undergradute degree? I think I've mentioned it before, but I graduated from Eckerd College, which is located in St. Petersburg, Florida. I truly went to college in paradise. I mean look at this view. The red circle is where I lived on campus. Pretty amazing, right? 

                         

And my education was just as amazing as my views. But neither was cheap. Granted, this is the current tuition prices, but if memory serves me correctly, tuition was around $30,000 back in the 1990's. Again, as I've discussed in previous posts, tuition and room/board are SEPARATE costs at nearly all colleges and/or universities. 

                               

Dorm costs are below. I lived in Nu, which has an annual cost of $7,066.

                                             

Meal plans costs aren't cheap either. Let's just say $5,500 per year for food.

                                          

And then of course, you have student fees, and activity fees, so by the time you add it all up, you're looking at a whopping $54,750 PER YEAR. More if you went with a different dorm choice, like I did. 

At the end of your 4 year undergraduate program you will have spent $219,000. Granted, there are a TON of scholarships available. But you need to know where to look. And not everyone qualifies. Many scholarships are need based, and I'll be honest. My parents made too much money for me to get any need based aid, and we make too much money (at this point in our lives) for our kids to qualify for any need based aid. But my parents didn't believe in handing over money for my education. I was the FIRST person in my family to go to college, and I had to figure out how to pay for nearly all my education on my own. It wasn't pretty. I took out student loans, and I did receive some academic based scholarships. But I financed most of my education on plastic. That's right, folks. Credit cards. Thankfully my husband and I had several opportunities where we earned large sums of money, and we paid off all my student loans (those from Eckerd, and those from my advanced degrees) about 10 years ago.

Student loan debt is a significant issue in our country. The average student is graduating with at least $29,000 in loans. At least. That means (in my mind) minimum. I graduated with much much more than that.

It can be very daunting to leave the safety and security of college, and head out into the "real world" owing a significant amount of money. 

But as parents there is something we can do to help our kids. And that's to invest in the Florida Prepaid College Plan.  Funds invested into the Florida Prepaid College Plan can be used AT ANY COLLEGE. And while I may not have been able to save up enough to pay for ALL their room/board, they will have a significant advantage having their tuition covered. And I'm feeling pretty confident Haley will get a music scholarship, and I can move all 3 prepaid accounts around to benefit my other kids, etc...so I'm feeling good that my kids won't graduate with over $29,000 in student debt. 

 But for those of you who are still on the fence about enrolling in a Florida Prepaid College Plan, let me break it down for you a little bit. 

Easy online application

Plans are guaranteed by the state of Florida

Prices are locked.

Tuition {and most fees} covered

Plan payments can never increase

No tuition inflation

Flexible Peace of mind

 Use the code Meta1718 to save $25 on your application fee.

Research has proven time and time again that graduating with a Bachelor's degree significantly increases your earning potential. But let's be smart about it. Let's make sure that we are allowing our kids to graduate being able to earn more, but OWE LESS!

Did you graduate with a significant amount of student debt?

 

 

Because I'm all about them books #StartingIsBelieving

The following post is sponsored by Florida Prepaid. I received no monetary compensation and all thoughts are my own.

Because I'm all about them books, 'bout them books, 

NO TV.

I'm all about them books, 'bout them books,

NO TV

I'm bringing READING BACK,

Go 'head and tell your parent's that....

Seriously though...

I LOVE TO READ. My oldest daughter can always be found with a book (or seven) in her backpack. I work as a professional senior level librarian for Hillsborough County. Books and literacy ARE MY LIFE! 

Countless studies show that children that read both fiction or non-fiction, will broaden their understanding of the world. Those who read have been known to have more finely-tuned brains than those who prefer more passive activities, so anyone hoping to improve their mind both psychologically and cognitively might want to think about taking up the habit of regular reading.

 

I'm so happy to be able to tell you today about the Florida Prepaid book fair with Barnes & Noble.

Barnes & Noble will be hosting a Bookfair at nine store locations in Florida, as well as online. Through the use of the Florida Prepaid Bookfair ID number, a percentage of each purchase will benefit the Florida Prepaid College Foundation. Since its founding in 1990, the Foundation has committed to giving aspiring students the opportunity to build a better future for themselves and our state by providing college scholarships.

 

The idea of this partnership will be to encourage parents to enable their children to continue their education at home through books, informational DVDs, etc.

 

Barnes & Noble will be hosting the bookfair from Feb.6-9, and the following cities will be participating: Tallahassee, Ocala, Jacksonville, Tampa, Orlando. Floridians statewide can participate by shopping online. The Bookfair ID needed at the time of checkout is: 11549573

 

But that's not all!!

 

The Florida Prepaid College Foundation is having a scholarship giveaway with the primary purpose of educating Florida families across the state about the importance of saving for college and encourage them to start saving by showing them how easy and affordable saving for college can be.

–     There will be TEN winners which will receive a 1-Year Florida University               Plans.

–     The promotion will run 30 days – Jan 21 through Feb 18.

–     Accessed from: http://www.floridaprepaidscholarshipprogram.com

–     Floridians can enter daily for a chance to win a 1-Year Florida University Plan

 I have already entered for my chance to win a one year scholarship for one of the #TampaTrio. Now it's your turn!!